← All articles July 7, 2026 · 1 min read

Hail Damage: What Your Insurance Adjuster Actually Looks For

Most homeowners look for missing shingles after a hailstorm. Adjusters look for something quieter: circular bruises where hail crushed the fiberglass mat under the granules. You cannot see them from the ground, and they leak two winters later, not next week.

What the adjuster checks

  • Soft metal first: dents in gutters, vents and flashing prove the hail size
  • Bruises per shingle test square, counted per slope
  • Collateral damage on screens, siding and AC fins

What we do differently

We photograph every slope before the adjuster arrives and meet them on the roof at no charge. When both sides look at the same evidence, the claim conversation gets short.

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Riley · Summit Roofing CoTypically replies in seconds