Frequently Asked Questions

Answers about restoration and property recovery.

Property damage can create uncertainty about what to do, who to call, and what happens next. Find answers to common questions about Summit Roofing Co and our restoration, mitigation, cleaning, and reconstruction services.

General Questions

Residential roof replacement, repair, storm and hail damage, metal roofing, gutters and free roof inspections across greater Chattanooga and North Georgia.
Chattanooga and the surrounding valley, Cleveland and Bradley County, and Catoosa County in North Georgia. Call (423) 555-0142 to confirm your address.
Yes, in both Tennessee and Georgia, and we carry general liability and workers compensation. We will send the certificates before you sign anything.
No. The inspection is free, takes about an hour, and you keep the photos whether you hire us or not.
Inspections usually within a few days. Active leaks and storm tarping we handle same day where we can reach you safely.

Replacement & Repair

A standard architectural shingle roof runs twenty to twenty-five years here, not the thirty on the brochure. Heat, humidity and the spring storm season all take their share.
Repair when the roof is under fifteen years old and the damage is confined to one area. Replace when the repairs you will plausibly need over the next three years cost more than a third of a replacement. We put both numbers in writing.
One to two days for a typical single-family home, three for larger or steeper roofs. The roof is dried in each evening, so an open deck is never left overnight.
No. A shingle-over hides the decking, voids most manufacturer warranties, and adds weight the structure was not designed for.
The manufacturer covers the materials. We cover the workmanship for five years in writing, which is what roofs actually fail on.

Storm Damage & Insurance

Usually you cannot tell from the ground. Hail bruises the mat under the granules without tearing the shingle, so the roof looks fine and leaks two winters later. Dents in gutters and vents are the giveaway.
Yes, on the roof, at no charge. When both sides look at the same photographs the conversation gets a lot shorter.
Most policies give you a year from the date of the storm, but damage gets harder to attribute to a specific event as time passes.
No. In Tennessee that is insurance fraud, and a contractor who offers it is telling you something about how they run the rest of the job.

Estimates & Scheduling

Yes. Decking repair is priced per sheet before the tear-off starts, so the one genuine unknown is settled in advance. The number you sign is the number you pay.
Not before materials are ordered, and never a large one. Be careful with any contractor who wants a big cheque before anything is scheduled.
We reschedule. Nobody tears off a roof into a forecast, and any crew that offers to is one you do not want.

Still have questions?

Every property and restoration project is different. Contact Summit Roofing Co to discuss your situation and learn what steps may be appropriate for your property.

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